Defining the Process

Intelligent investors often ask, “What is your wealth management process?” The following page aims to provide the answer. There is a system to our practice, and, when managing our clients' assets, we adhere to it.

Below, you will find a brief overview of our six-step process.

  • Establish Client and Financial Consultant Relationships

    The goal here is to get to know you. We will ask you for relevant financial data, assess your risk tolerance, and determine your financial goals and needs. All future decisions in the wealth management process will stem from this information.
  • Gather Data

    We will identify your principal needs and work with you to prioritize both short- and long-term goals.
  • Analyze Existing Positions

    In an "observations meeting," we will assess your current accounts and policies, looking closely for gaps or inconsistencies.
  • Present an Action Plan

    Depending on your situation, we will draft a financial plan that may include an Investment Policy Statement, a thorough retirement income plan, or a detailed action plan.
  • Implement Plan

    At this stage, we will make the investment decisions on a product level: Which mutual funds should you buy? Which insurance policy is best for you? What sort of annuity fits best with your situation?
  • Ongoing Review and Reporting

    The final step in the wealth management process involves the ongoing monitoring of your portfolio. As time goes on, we will ensure that your assets remain diversified and that your objectives stay on track. Diversification does not ensure a profit or protect against a loss in declining markets.